{"id":2248,"date":"2023-08-10T10:27:08","date_gmt":"2023-08-10T13:27:08","guid":{"rendered":"https:\/\/lojavirtualembh.com.br\/desban\/?page_id=2248"},"modified":"2023-10-21T10:25:35","modified_gmt":"2023-10-21T13:25:35","slug":"faq-emprestimos-plano-cv","status":"publish","type":"page","link":"https:\/\/lojavirtualembh.com.br\/desban\/emprestimos\/duvidas-frequentes-de-emprestimos\/faq-emprestimos-plano-cv\/","title":{"rendered":"FAQ &#8211; Empr\u00e9stimos &#8211; Plano CV"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2248\" class=\"elementor elementor-2248\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d19843b elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"d19843b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-679028b\" data-id=\"679028b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1f3e63c elementor-widget elementor-widget-spacer\" data-id=\"1f3e63c\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 25-10-2023 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container{height:100%;width:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty,.e-con>.elementor-widget-spacer.elementor-widget-empty{position:relative;min-height:22px;min-width:22px}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon,.e-con>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon{position:absolute;top:0;bottom:0;left:0;right:0;margin:auto;padding:0;width:22px;height:22px}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27a5292 elementor-widget elementor-widget-image\" data-id=\"27a5292\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 25-10-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"1400\" height=\"300\" src=\"https:\/\/lojavirtualembh.com.br\/desban\/wp-content\/uploads\/2023\/10\/topo_duvidas_emprestimo.png\" class=\"attachment-full size-full wp-image-4435\" alt=\"\" srcset=\"https:\/\/lojavirtualembh.com.br\/desban\/wp-content\/uploads\/2023\/10\/topo_duvidas_emprestimo.png 1400w, https:\/\/lojavirtualembh.com.br\/desban\/wp-content\/uploads\/2023\/10\/topo_duvidas_emprestimo-300x64.png 300w, https:\/\/lojavirtualembh.com.br\/desban\/wp-content\/uploads\/2023\/10\/topo_duvidas_emprestimo-1024x219.png 1024w, https:\/\/lojavirtualembh.com.br\/desban\/wp-content\/uploads\/2023\/10\/topo_duvidas_emprestimo-768x165.png 768w\" sizes=\"(max-width: 1400px) 100vw, 1400px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea95875 elementor-widget elementor-widget-text-editor\" data-id=\"ea95875\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 25-10-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8f186db elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8f186db\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-532618c\" data-id=\"532618c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-56a46b1 link_site_map elementor-widget elementor-widget-text-editor\" data-id=\"56a46b1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p align=\"justify\">\n<a href=\"\/desban\/\">Home<\/a> | \n<a href=\"\/desban\/emprestimos\/\">Empr\u00e9stimo<\/a> |\n<a href=\"\/desban\/emprestimos\/duvidas-frequentes-de-emprestimos\/\">D\u00favidas Frequentes para Empr\u00e9stimos<\/a> |\n<a href=\"\/desban\/emprestimos\/duvidas-frequentes-de-emprestimos\/faq-emprestimos-plano-cv\/\">FAQ &#8211; Empr\u00e9stimos | Plano CV &#8211; Ativo\u200b<\/a>\n<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-00f6317 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"00f6317\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fff45e3\" data-id=\"fff45e3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d537065 elementor-widget elementor-widget-heading\" data-id=\"d537065\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 25-10-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-large\">FAQ - Empr\u00e9stimos | Plano CV - Ativo<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2538b20 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2538b20\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-674a55e\" data-id=\"674a55e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-398d8f2 elementor-widget elementor-widget-text-editor\" data-id=\"398d8f2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p align=\"justify\">Os empr\u00e9stimos da Desban s\u00e3o uma excelente op\u00e7\u00e3o para quem precisa de uma solu\u00e7\u00e3o financeira r\u00e1pida e eficiente. No entanto, \u00e9 natural que surjam d\u00favidas sobre os processos e condi\u00e7\u00f5es de pagamento. Por isso, preparamos este material para esclarecer as d\u00favidas mais frequentes de maneira pr\u00e1tica e descomplicada.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4f1738c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4f1738c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-118280c\" data-id=\"118280c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4068ec4 elementor-widget elementor-widget-accordion\" data-id=\"4068ec4\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 25-10-2023 *\/\n.elementor-accordion{text-align:left}.elementor-accordion .elementor-accordion-item{border:1px solid #d5d8dc}.elementor-accordion .elementor-accordion-item+.elementor-accordion-item{border-top:none}.elementor-accordion .elementor-tab-title{margin:0;padding:15px 20px;font-weight:700;line-height:1;cursor:pointer;outline:none}.elementor-accordion .elementor-tab-title .elementor-accordion-icon{display:inline-block;width:1.5em}.elementor-accordion .elementor-tab-title .elementor-accordion-icon svg{width:1em;height:1em}.elementor-accordion .elementor-tab-title .elementor-accordion-icon.elementor-accordion-icon-right{float:right;text-align:right}.elementor-accordion .elementor-tab-title .elementor-accordion-icon.elementor-accordion-icon-left{float:left;text-align:left}.elementor-accordion .elementor-tab-title .elementor-accordion-icon .elementor-accordion-icon-closed{display:block}.elementor-accordion .elementor-tab-title .elementor-accordion-icon .elementor-accordion-icon-opened,.elementor-accordion .elementor-tab-title.elementor-active .elementor-accordion-icon-closed{display:none}.elementor-accordion .elementor-tab-title.elementor-active .elementor-accordion-icon-opened{display:block}.elementor-accordion .elementor-tab-content{display:none;padding:15px 20px;border-top:1px solid #d5d8dc}@media (max-width:767px){.elementor-accordion .elementor-tab-title{padding:12px 15px}.elementor-accordion .elementor-tab-title .elementor-accordion-icon{width:1.2em}.elementor-accordion .elementor-tab-content{padding:7px 15px}}.e-con-inner>.elementor-widget-accordion,.e-con>.elementor-widget-accordion{width:var(--container-widget-width);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-6751\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-6751\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">O que devo fazer para solicitar um empr\u00e9stimo?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-6751\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-6751\"><p align=\"justify\">A solicita\u00e7\u00e3o de empr\u00e9stimo deve ser realizada por e-mail ou por telefone para a \u00e1rea respons\u00e1vel da Desban. Ao solicitar deve-se enviar junto o \u00faltimo contracheque dispon\u00edvel. Seguem dados para solicita\u00e7\u00e3o:<\/p>\n<ul>\n  <li><strong>E-mail:<\/strong>\u00a0<a href=\"mailto:nuinv@desban.org.br\" target=\"_blank\">nuinv@desban.org.br<\/a><\/li>\n  <li><strong>Telefone:<\/strong>\u00a0(31) 97187-0872<\/li>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-6752\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-6752\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Qual \u00e9 o valor m\u00e1ximo que posso pegar de empr\u00e9stimo?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-6752\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-6752\"><p align=\"justify\">Respeitada a margem consign\u00e1vel, o valor m\u00e1ximo do empr\u00e9stimo simples aos participantes ser\u00e3o:<\/p>\n<ul>\n  <li align=\"justify\">N\u00e3o poder\u00e1 ser superior a 3 (tr\u00eas) vezes a remunera\u00e7\u00e3o bruta referente ao m\u00eas anterior ao da data da solicita\u00e7\u00e3o do empr\u00e9stimo, deduzido o somat\u00f3rio dos saldos devedores dos empr\u00e9stimos simples e sa\u00fade, contratados anteriormente.<\/li>\n  <li align=\"justify\">O valor m\u00e1ximo do empr\u00e9stimo, inclu\u00eddo o saldo dos empr\u00e9stimos simples e sa\u00fade j\u00e1 contra\u00eddos, n\u00e3o poder\u00e1 ser superior R$ 60.000,00 (sessenta mil reais).<\/li>\n<\/ul>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-6753\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-6753\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Em quantas parcelas posso pagar o empr\u00e9stimo?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-6753\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-6753\"><p align=\"justify\"><strong>Para o empr\u00e9stimo simples:<\/strong><\/p>\n<ul>\n  <li align=\"justify\"><strong>Para o participante ativo at\u00e9 64 anos &#8211;<\/strong>\u00a0Os prazos m\u00ednimos e m\u00e1ximos de amortiza\u00e7\u00e3o ser\u00e3o de 01 (um) e 72 (setenta e dois) meses respectivamente.<br \/>\n    <br \/>\n    <ul>\n      <li align=\"justify\">O prazo da concess\u00e3o mais a soma da idade do participante n\u00e3o poder\u00e1 ser superior a 70 (setenta) anos.<br \/>\n        <br \/>\n      <\/li>\n    <\/ul>\n  <\/li>\n  <li align=\"justify\"><strong>Para o participante ativo com mais de 64 anos &#8211;<\/strong>\u00a0Os prazos m\u00ednimos e m\u00e1ximos de amortiza\u00e7\u00e3o ser\u00e3o de 01 (um) e 12 (doze) meses respectivamente.\u00a0<\/li>\n<\/ul>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-6754\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-6754\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Como \u00e9 calculada a margem de consigna\u00e7\u00e3o?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-6754\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-6754\"><p align=\"justify\"><strong>Margem Consign\u00e1vel<\/strong><\/p>\n<p align=\"justify\">[(Remunera\u00e7\u00e3o Bruta \u2013 descontos de consigna\u00e7\u00f5es compuls\u00f3rias (exceto descontos sobre f\u00e9rias)) * 0,40)] \u2013 descontos de consigna\u00e7\u00f5es volunt\u00e1rias \u2013 50% do valor das presta\u00e7\u00f5es dos empr\u00e9stimos simples e sa\u00fade nos quais figure como avalista.<\/p>\n<p align=\"justify\"><strong>Consigna\u00e7\u00f5es compuls\u00f3rias<\/strong><\/p>\n<p align=\"justify\">Contribui\u00e7\u00e3o para a Previd\u00eancia Social; pens\u00e3o aliment\u00edcia; imposto de renda; decis\u00e3o judicial ou administrativa; mensalidade ou contribui\u00e7\u00e3o para entidades sindicais, outros descontos compuls\u00f3rios institu\u00eddos por lei ou decorrentes de contrato de trabalho.<\/p>\n<p align=\"justify\"><strong>Consigna\u00e7\u00f5es volunt\u00e1rias<\/strong><\/p>\n<p align=\"justify\">As autorizadas pelo empregado e n\u00e3o relacionadas com as consigna\u00e7\u00f5es compuls\u00f3rias, presta\u00e7\u00f5es de empr\u00e9stimos simples e sa\u00fade j\u00e1 contratados, inclusive contribui\u00e7\u00e3o do plano de sa\u00fade e coparticipa\u00e7\u00f5es.<\/p>\n<p align=\"justify\"><strong>Remunera\u00e7\u00e3o Bruta<\/strong><\/p>\n<p align=\"justify\">Sal\u00e1rio + Gratifica\u00e7\u00e3o 25% + Gratifica\u00e7\u00e3o de Fun\u00e7\u00e3o + Anu\u00eanio + Anu\u00eanio Negociado + Valor Fixo por Comissionamento (VFC) + Complementa\u00e7\u00e3o Tempor\u00e1ria de Ajuste de Conven\u00e7\u00e3o Coletiva (CTAC) + Complementa\u00e7\u00e3o Tempor\u00e1ria de Valor de Refer\u00eancia de Fun\u00e7\u00e3o (CTVF) + Adicional de Instru\u00e7\u00e3o 115.<\/p>\n\n<ul>\n \t<li>No demonstrativo de pagamento que constar verba referente a f\u00e9rias todas as rubricas da remunera\u00e7\u00e3o bruta ser\u00e3o recalculadas para o valor correspondente a 30 dias e aos descontos quando se aplicar.<\/li>\n<\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-6755\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-6755\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Qual \u00e9 a forma de cobran\u00e7a dos encargos e atualiza\u00e7\u00f5es monet\u00e1rias?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-6755\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-6755\"><p align=\"justify\"><strong>Para o empr\u00e9stimo simples:<\/strong><\/p>\n<ul>\n  <li align=\"justify\"><strong>Juros:<\/strong>\u00a0Os juros ser\u00e3o pagos mensalmente junto com as amortiza\u00e7\u00f5es, calculados pelo sistema da Tabela Price, segundo uma taxa nominal de 0,74% (zero v\u00edrgula setenta e quatro por cento) ao m\u00eas.<br \/>\n    <br \/>\n  <\/li>\n  <li align=\"justify\"><strong>Atualiza\u00e7\u00e3o monet\u00e1ria:<\/strong>\u00a0A presta\u00e7\u00e3o e o saldo devedor dos empr\u00e9stimos ser\u00e3o atualizados mensalmente, de forma cumulativa, pelo IPCA\/IBGE (\u00cdndice Nacional de Pre\u00e7os ao Consumidor Amplo) tendo por base o \u00edndice divulgado no m\u00eas anterior ao da concess\u00e3o do empr\u00e9stimo.<br \/>\n    <br \/>\n<ul>\n      <li align=\"justify\">Na falta do IPCA\/IBGE ser\u00e1 aplicado aquele \u00edndice que vier a substitu\u00ed-lo e aprovado pelo Conselho Deliberativo.<br \/>\n            <br \/>\n          <\/li>\n        <\/ul>\n  <\/li>\n  <li align=\"justify\"><strong>Taxa de Administra\u00e7\u00e3o:<\/strong>\u00a0fixada em 0,1% (zero v\u00edrgula um por cento), ser\u00e1 cobrada, mensalmente, sobre o saldo devedor.<br \/>\n    <br \/>\n  <\/li>\n  <li align=\"justify\"><strong>Juros por antecipa\u00e7\u00e3o:<\/strong>\u00a0O juro, \u00e0 taxa nominal correspondente a 0,74% (zero v\u00edrgula setenta e quatro por cento) acrescido do IPCA\/IBGE (\u00cdndice Nacional de Pre\u00e7os ao Consumidor Amplo) divulgado no m\u00eas anterior ao da concess\u00e3o do empr\u00e9stimo, ser\u00e3o exig\u00edveis, antecipadamente, quando da libera\u00e7\u00e3o do cr\u00e9dito.<br \/>\n    <br \/>\n  <\/li>\n  <li align=\"justify\"><strong>IOF:<\/strong>\u00a0conforme legisla\u00e7\u00e3o vigente.<\/li>\n<\/ul>\n<p align=\"justify\"><strong>Para o empr\u00e9stimo simples abono:<\/strong><\/p>\n<ul>\n  <li align=\"justify\"><strong>Juros:<\/strong>\u00a0Os juros, \u00e0 taxa nominal de 0,74% (zero v\u00edrgula setenta e quatro por cento) ao m\u00eas, e ser\u00e3o exig\u00edveis, antecipadamente, quando da libera\u00e7\u00e3o do cr\u00e9dito.<br \/>\n    <br \/>\n  <\/li>\n  <li align=\"justify\"><strong>Taxa de administra\u00e7\u00e3o:<\/strong>\u00a0fixada em 0,1% (zero v\u00edrgula um por cento) ao m\u00eas, sendo cobrada sua equival\u00eancia ao dia, multiplicada pelo prazo em dias da opera\u00e7\u00e3o, incidente sobre o valor integral do empr\u00e9stimo concedido, ser\u00e1 cobrada de uma \u00fanica vez, no ato da libera\u00e7\u00e3o do cr\u00e9dito.<br \/>\n    <br \/>\n  <\/li>\n  <li align=\"justify\"><strong>IOF:<\/strong>\u00a0conforme legisla\u00e7\u00e3o vigente.<\/li>\n<\/ul>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-6756\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-6756\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Posso ter mais de um contrato de empr\u00e9stimo?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-6756\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-6756\"><p align=\"justify\">Sim, caso exista margem dispon\u00edvel o participante de qualquer modalidade e plano pode ter mais de um contrato ativo ao mesmo tempo. O n\u00famero m\u00e1ximo de concess\u00e3o de empr\u00e9stimo simples por participante ser\u00e1 de 6 (seis) por ano.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-6757\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-6757\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Quais as garantias necess\u00e1rias para obter um empr\u00e9stimo junto a Desban?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-6757\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-6757\"><p align=\"justify\">O contrato ser\u00e1 garantido atrav\u00e9s da emiss\u00e3o de uma nota promiss\u00f3ria firmada pelo solicitante e avalizada por 1 (hum) participante ativo de qualquer plano de benef\u00edcio previdenci\u00e1rio da DESBAN e respectivo c\u00f4njuge ou companheiro para os avalistas casados ou em uni\u00e3o est\u00e1vel sob regime de comunh\u00e3o parcial, ou universal de bens. O avalista dever\u00e1 ter margem consign\u00e1vel igual ou superior a 50% (cinquenta por cento) do valor da presta\u00e7\u00e3o contratada pelo participante solicitante. N\u00e3o ser\u00e3o admitidos como avalistas os participantes ativos com menos de 6 (seis) meses de contribui\u00e7\u00e3o para qualquer plano previdenci\u00e1rio, o auto patrocinado, o pensionista, pensionista tempor\u00e1rio e o remido.<\/p>\n<p align=\"justify\">O empr\u00e9stimo dever\u00e1 ter a garantia de seguro de vida, contratado pela DESBAN, tendo a Funda\u00e7\u00e3o como benefici\u00e1ria, no mesmo valor do saldo devedor e mesmo prazo de amortiza\u00e7\u00e3o do empr\u00e9stimo. O valor do pr\u00eamio ser\u00e1 descontado do participante juntamente com a presta\u00e7\u00e3o mensal. A libera\u00e7\u00e3o do empr\u00e9stimo atendida \u00e0s demais condi\u00e7\u00f5es, ficar\u00e1 condicionada \u00e0 aceita\u00e7\u00e3o da proposta do seguro pela seguradora.<\/p>\n<p align=\"justify\">Poder\u00e3o ser exigidas outras garantias para seguran\u00e7a do empr\u00e9stimo, a crit\u00e9rio da Diretoria Executiva da DESBAN.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-6758\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-6758\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">O que \u00e9 o Token na \u00e1rea restrita?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-6758\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-6758\"><p align=\"justify\">\u00c9 um m\u00e9todo de seguran\u00e7a que foi criado pela DESBAN. A sua fun\u00e7\u00e3o \u00e9 confirmar que o participante que est\u00e1 solicitando o empr\u00e9stimo \u00e9 realmente ele, uma vez que apenas o titular possui acesso ao portal da DESBAN e a confirma\u00e7\u00e3o de seguran\u00e7a ser\u00e1 feita pelo mesmo. Desta maneira buscamos evitar fraudes e libera\u00e7\u00f5es de concess\u00f5es indevidas.<\/p>\n<p align=\"justify\">Para ativ\u00e1-lo basta seguir os seguintes passos:<\/p>\n<p align=\"justify\">1. Entre com o seu login e senha na \u00e1rea restrita<br>  <em>(Esqueceu sua senha? Acesse os passos aqui)<\/em><\/p>\n<p align=\"justify\">2. Em &#8220;Meus dados&#8221;, clique em &#8220;Token de Seguran\u00e7a&#8221;<\/p>\n<p><img decoding=\"async\" src=\"\/desban\/wp-content\/uploads\/2023\/08\/FAQ_01.jpg\" \/><\/p>\n<p align=\"justify\">3. Clique no bot\u00e3o &#8220;Gerar novo Token&#8221;<\/p>\n<p><img decoding=\"async\" src=\"\/desban\/wp-content\/uploads\/2023\/08\/FAQ_02.jpg\"\/><\/p>\n<p align=\"justify\">4. Verifique em seu e-mail cadastrado a confirma\u00e7\u00e3o de solicita\u00e7\u00e3o.<\/p>\n<p align=\"justify\">Ap\u00f3s receber a confirma\u00e7\u00e3o que o token foi gerado, enviar o n\u00famero \u00e0 DESBAN para o e-mail:\u00a0<strong>nuinv@desban.org.br<\/strong>, para confer\u00eancia interna e, ent\u00e3o, seguiremos com o processo da contrata\u00e7\u00e3o do empr\u00e9stimo.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-6759\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"button\" aria-controls=\"elementor-tab-content-6759\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Como devo proceder com a documenta\u00e7\u00e3o necess\u00e1rio para efetivar meu contrato?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-6759\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"region\" aria-labelledby=\"elementor-tab-title-6759\"><p align=\"justify\">Ap\u00f3s receber toda a documenta\u00e7\u00e3o por e-mail enviada pelo respons\u00e1vel que realizou o atendimento a solicita\u00e7\u00e3o de empr\u00e9stimo, \u00e9 necess\u00e1rio imprimir, assinar e lev\u00e1-lo a DESBAN aos cuidados de quem realizou o atendimento.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-67510\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"button\" aria-controls=\"elementor-tab-content-67510\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Posso antecipar meu contrato de empr\u00e9stimo parcialmente ou total?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-67510\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"region\" aria-labelledby=\"elementor-tab-title-67510\"><p align=\"justify\">A antecipa\u00e7\u00e3o parcial ou total do contrato pode ser realizada a qualquer momento em que o contrato estiver vigente, para realiz\u00e1-la basta seguir os passos abaixo:<\/p>\n<ul>\n  <li align=\"justify\">Solicitar a \u00e1rea respons\u00e1vel o saldo devedor, al\u00e9m da conta para deposito.<\/li>\n  <li align=\"justify\">Ap\u00f3s realizar a transfer\u00eancia enviar por e-mail o comprovante de pagamento.<\/li>\n  <li align=\"justify\">Quando o valor \u00e9 debitado na conta da Desban o respons\u00e1vel da \u00e1rea ir\u00e1 realizar o abatimento total ou parcial da d\u00edvida pelo sistema interno.<\/li>\n  <li align=\"justify\">Caso seja realizado a amortiza\u00e7\u00e3o parcial do contrato, o participante precisa informar se deseja diminuir o valor das parcelas e seguir com o mesmo prazo vigente, ou se deseja seguir com o valor das parcelas e diminuir o prazo estipulado.<\/li>\n<\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home | Empr\u00e9stimo | D\u00favidas Frequentes para Empr\u00e9stimos | FAQ &#8211; Empr\u00e9stimos | Plano CV &#8211; Ativo\u200b FAQ &#8211; Empr\u00e9stimos | Plano CV &#8211; Ativo Os empr\u00e9stimos da Desban s\u00e3o uma excelente op\u00e7\u00e3o para quem precisa de uma solu\u00e7\u00e3o financeira r\u00e1pida e eficiente. No entanto, \u00e9 natural que surjam d\u00favidas sobre os processos e condi\u00e7\u00f5es [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":6272,"parent":2216,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>FAQ - Empr\u00e9stimos - Plano CV - Desban<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lojavirtualembh.com.br\/desban\/emprestimos\/duvidas-frequentes-de-emprestimos\/faq-emprestimos-plano-cv\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FAQ - Empr\u00e9stimos - Plano CV - Desban\" \/>\n<meta property=\"og:description\" content=\"Home | Empr\u00e9stimo | D\u00favidas Frequentes para Empr\u00e9stimos | FAQ &#8211; Empr\u00e9stimos | Plano CV &#8211; Ativo\u200b FAQ &#8211; Empr\u00e9stimos | Plano CV &#8211; Ativo Os empr\u00e9stimos da Desban s\u00e3o uma excelente op\u00e7\u00e3o para quem precisa de uma solu\u00e7\u00e3o financeira r\u00e1pida e eficiente. No entanto, \u00e9 natural que surjam d\u00favidas sobre os processos e condi\u00e7\u00f5es [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/lojavirtualembh.com.br\/desban\/emprestimos\/duvidas-frequentes-de-emprestimos\/faq-emprestimos-plano-cv\/\" \/>\n<meta property=\"og:site_name\" content=\"Desban\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-21T13:25:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/lojavirtualembh.com.br\/desban\/wp-content\/uploads\/2023\/10\/topo_duvidas_emprestimo.png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data1\" content=\"8 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/lojavirtualembh.com.br\/desban\/emprestimos\/duvidas-frequentes-de-emprestimos\/faq-emprestimos-plano-cv\/\",\"url\":\"https:\/\/lojavirtualembh.com.br\/desban\/emprestimos\/duvidas-frequentes-de-emprestimos\/faq-emprestimos-plano-cv\/\",\"name\":\"FAQ - Empr\u00e9stimos - Plano CV - Desban\",\"isPartOf\":{\"@id\":\"https:\/\/lojavirtualembh.com.br\/desban\/#website\"},\"datePublished\":\"2023-08-10T13:27:08+00:00\",\"dateModified\":\"2023-10-21T13:25:35+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/lojavirtualembh.com.br\/desban\/emprestimos\/duvidas-frequentes-de-emprestimos\/faq-emprestimos-plano-cv\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/lojavirtualembh.com.br\/desban\/emprestimos\/duvidas-frequentes-de-emprestimos\/faq-emprestimos-plano-cv\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/lojavirtualembh.com.br\/desban\/emprestimos\/duvidas-frequentes-de-emprestimos\/faq-emprestimos-plano-cv\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/lojavirtualembh.com.br\/desban\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Empr\u00e9stimos\",\"item\":\"https:\/\/lojavirtualembh.com.br\/desban\/emprestimos\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"D\u00favidas Frequentes de Empr\u00e9stimos\",\"item\":\"https:\/\/lojavirtualembh.com.br\/desban\/emprestimos\/duvidas-frequentes-de-emprestimos\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"FAQ &#8211; Empr\u00e9stimos &#8211; Plano CV\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/lojavirtualembh.com.br\/desban\/#website\",\"url\":\"https:\/\/lojavirtualembh.com.br\/desban\/\",\"name\":\"Desban\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/lojavirtualembh.com.br\/desban\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/lojavirtualembh.com.br\/desban\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"pt-BR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/lojavirtualembh.com.br\/desban\/#organization\",\"name\":\"Desban - Funda\u00e7\u00e3o Bdmg de Seguridade Social\",\"url\":\"https:\/\/lojavirtualembh.com.br\/desban\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\/\/lojavirtualembh.com.br\/desban\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/lojavirtualembh.com.br\/desban\/wp-content\/uploads\/2022\/11\/cropped-desban-logo.png\",\"contentUrl\":\"https:\/\/lojavirtualembh.com.br\/desban\/wp-content\/uploads\/2022\/11\/cropped-desban-logo.png\",\"width\":200,\"height\":58,\"caption\":\"Desban - Funda\u00e7\u00e3o Bdmg de Seguridade Social\"},\"image\":{\"@id\":\"https:\/\/lojavirtualembh.com.br\/desban\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"FAQ - Empr\u00e9stimos - Plano CV - Desban","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/lojavirtualembh.com.br\/desban\/emprestimos\/duvidas-frequentes-de-emprestimos\/faq-emprestimos-plano-cv\/","og_locale":"pt_BR","og_type":"article","og_title":"FAQ - Empr\u00e9stimos - Plano CV - Desban","og_description":"Home | Empr\u00e9stimo | D\u00favidas Frequentes para Empr\u00e9stimos | FAQ &#8211; Empr\u00e9stimos | Plano CV &#8211; Ativo\u200b FAQ &#8211; Empr\u00e9stimos | Plano CV &#8211; Ativo Os empr\u00e9stimos da Desban s\u00e3o uma excelente op\u00e7\u00e3o para quem precisa de uma solu\u00e7\u00e3o financeira r\u00e1pida e eficiente. No entanto, \u00e9 natural que surjam d\u00favidas sobre os processos e condi\u00e7\u00f5es [&hellip;]","og_url":"https:\/\/lojavirtualembh.com.br\/desban\/emprestimos\/duvidas-frequentes-de-emprestimos\/faq-emprestimos-plano-cv\/","og_site_name":"Desban","article_modified_time":"2023-10-21T13:25:35+00:00","og_image":[{"url":"https:\/\/lojavirtualembh.com.br\/desban\/wp-content\/uploads\/2023\/10\/topo_duvidas_emprestimo.png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. tempo de leitura":"8 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/lojavirtualembh.com.br\/desban\/emprestimos\/duvidas-frequentes-de-emprestimos\/faq-emprestimos-plano-cv\/","url":"https:\/\/lojavirtualembh.com.br\/desban\/emprestimos\/duvidas-frequentes-de-emprestimos\/faq-emprestimos-plano-cv\/","name":"FAQ - Empr\u00e9stimos - Plano CV - Desban","isPartOf":{"@id":"https:\/\/lojavirtualembh.com.br\/desban\/#website"},"datePublished":"2023-08-10T13:27:08+00:00","dateModified":"2023-10-21T13:25:35+00:00","breadcrumb":{"@id":"https:\/\/lojavirtualembh.com.br\/desban\/emprestimos\/duvidas-frequentes-de-emprestimos\/faq-emprestimos-plano-cv\/#breadcrumb"},"inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/lojavirtualembh.com.br\/desban\/emprestimos\/duvidas-frequentes-de-emprestimos\/faq-emprestimos-plano-cv\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/lojavirtualembh.com.br\/desban\/emprestimos\/duvidas-frequentes-de-emprestimos\/faq-emprestimos-plano-cv\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/lojavirtualembh.com.br\/desban\/"},{"@type":"ListItem","position":2,"name":"Empr\u00e9stimos","item":"https:\/\/lojavirtualembh.com.br\/desban\/emprestimos\/"},{"@type":"ListItem","position":3,"name":"D\u00favidas Frequentes de Empr\u00e9stimos","item":"https:\/\/lojavirtualembh.com.br\/desban\/emprestimos\/duvidas-frequentes-de-emprestimos\/"},{"@type":"ListItem","position":4,"name":"FAQ &#8211; Empr\u00e9stimos &#8211; Plano CV"}]},{"@type":"WebSite","@id":"https:\/\/lojavirtualembh.com.br\/desban\/#website","url":"https:\/\/lojavirtualembh.com.br\/desban\/","name":"Desban","description":"","publisher":{"@id":"https:\/\/lojavirtualembh.com.br\/desban\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/lojavirtualembh.com.br\/desban\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"pt-BR"},{"@type":"Organization","@id":"https:\/\/lojavirtualembh.com.br\/desban\/#organization","name":"Desban - Funda\u00e7\u00e3o Bdmg de Seguridade Social","url":"https:\/\/lojavirtualembh.com.br\/desban\/","logo":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/lojavirtualembh.com.br\/desban\/#\/schema\/logo\/image\/","url":"https:\/\/lojavirtualembh.com.br\/desban\/wp-content\/uploads\/2022\/11\/cropped-desban-logo.png","contentUrl":"https:\/\/lojavirtualembh.com.br\/desban\/wp-content\/uploads\/2022\/11\/cropped-desban-logo.png","width":200,"height":58,"caption":"Desban - Funda\u00e7\u00e3o Bdmg de Seguridade Social"},"image":{"@id":"https:\/\/lojavirtualembh.com.br\/desban\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/lojavirtualembh.com.br\/desban\/wp-json\/wp\/v2\/pages\/2248"}],"collection":[{"href":"https:\/\/lojavirtualembh.com.br\/desban\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lojavirtualembh.com.br\/desban\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lojavirtualembh.com.br\/desban\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lojavirtualembh.com.br\/desban\/wp-json\/wp\/v2\/comments?post=2248"}],"version-history":[{"count":5,"href":"https:\/\/lojavirtualembh.com.br\/desban\/wp-json\/wp\/v2\/pages\/2248\/revisions"}],"predecessor-version":[{"id":4466,"href":"https:\/\/lojavirtualembh.com.br\/desban\/wp-json\/wp\/v2\/pages\/2248\/revisions\/4466"}],"up":[{"embeddable":true,"href":"https:\/\/lojavirtualembh.com.br\/desban\/wp-json\/wp\/v2\/pages\/2216"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lojavirtualembh.com.br\/desban\/wp-json\/wp\/v2\/media\/6272"}],"wp:attachment":[{"href":"https:\/\/lojavirtualembh.com.br\/desban\/wp-json\/wp\/v2\/media?parent=2248"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}